Planning for a secure future whether for yourself or your family is one of the most important steps you will ever take.

It is useful to regularly review your financial situation for many reasons whether to take advantage of any developments in legislation and tax law or check whether your objectives are being achieved.

In addition if there are any changes in your personal circumstances, such as:

• Starting a family
• Changing jobs
• Starting your own business
• Planning or taking retirement
• On receiving an inheritance